Wildfire Grants & Home-Hardening Help in San Bernardino
San Bernardino County is at elevated wildfire risk. Here's what help is available right now: local programs, statewide resources, and insurance discounts that could save you thousands.
Recent fire activity: 2024 Line Fire (~43,900 acres, ~56,000 structures threatened)
Risk level: High
Lead authority: San Bernardino County Fire (SBCoFD); CAL FIRE BDU; USFS
Local Programs in San Bernardino County
San Bernardino County has several county and municipal programs to help homeowners harden their homes against wildfire.
San Bernardino County Fire — free Residential Assessment Program (RAP); call 909-386-8400
Contact your local county office or fire department for eligibility, application deadlines, and funding availability.
Ready! Set! Go! wildfire action plan program
Contact your local county office or fire department for eligibility, application deadlines, and funding availability.
Mountain Rim Fire Safe Council — free curbside wood chipping (mountain communities)
Contact your local county office or fire department for eligibility, application deadlines, and funding availability.
Statewide California Programs
In addition to local San Bernardino County initiatives, these statewide California programs are available to all eligible homeowners.
Safer from Wildfires (Insurance Discounts)
California requires all admitted insurers to discount premiums for documented wildfire mitigation.
- ✓ Up to 12 discounts available
- ✓ ~13.8% off wildfire portion of premium (CA FAIR Plan)
- ✓ Discounts for roof, vents, eaves, defensible space, and more
FAIR Plan Wildfire Discount
California's FAIR Plan offers additional discounts for completed mitigation.
- ✓ Up to ~13.8% off wildfire portion of premium
- ✓ For dwelling coverage (16.4% for commercial)
- ✓ Discounts apply to documented, completed actions
California Wildfire Mitigation Program (CWMP)
Free home-hardening and defensible-space retrofits for low- and moderate-income homeowners.
- ✓ Free home-hardening retrofits
- ✓ Defensible-space clearing and debris removal
- ✓ Community-by-community rollout (check if San Bernardino County is included)
Local Resources
Use these resources to stay informed about San Bernardino County wildfire risk and local programs.
Frequently Asked Questions
Common questions about wildfire programs in San Bernardino County
What qualifies for insurance discounts in San Bernardino County?
California's Safer from Wildfires regulation requires insurers to discount for documented mitigation: Class-A roof, ember-resistant vents, enclosed eaves, multi-paned windows, noncombustible Zone 0 (0–5 ft), PRC 4291 defensible space, and Firewise community status.
How do I apply for San Bernardino County local programs?
Contact San Bernardino County Fire (SBCoFD); CAL FIRE BDU; USFS directly for eligibility, application requirements, and timelines. Program funding is often limited and competitive.
Is the California Wildfire Mitigation Program available in San Bernardino County?
The CWMP rolls out community-by-community, not statewide. Check readyforwildfire.org or contact your local fire department to see if your area is included.
What is the typical discount amount?
California FAIR Plan offers up to ~13.8% off the wildfire portion of your premium (16.4% for commercial coverage). Private insurers may offer different amounts.
Check Your Eligibility
Answer a quick questionnaire to find out what grants, tax credits, and insurance discounts are available for your San Bernardino County home.
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